Texas’ economy has been booming for the better part of the last twenty years, and its unemployment rate is among the lowest in the nation. It’s no wonder, then, that Texas has seen an influx of households attracted by its healthy industries, positive lifestyle and absence of state income tax. Yet even making a move for the better can be stressful on a family, particularly when undertaking the rigors of an inter-state move. To that end, here are some tips and advice on hiring an interstate mover, which can differ greatly from the process required for local moves.
1. Choose your mover wisely. Interstate moves can be logistically complicated, and any mover you hire should be well-acquainted with this type of transit. Check that your mover is licensed and insured, that they have a number from the U. S. Department of Transit (a “DOT” number), and that they are registered by the Federal Motor Carrier Safety Administration (FMCSA) as an interstate mover. The FMCSA provides an online database for consumers, where they can check registration status and DOT numbers, as well as view any outstanding complaints against particular companies.
2. Make sure you’re covered. Some renters and homeowner policies cover items in a household even during a move; carriers of such policies should check with their insurer to see if their policy includes moving coverage. For those without insurance, consider taking advantage of liability coverage offered by interstate movers. This coverage is legally mandated, and comes in one of two types: Full Value Protection and Released Value. Full value protection is generally more expensive, but in case of damage or loss of property, the mover would be liable for the full replacement cost of that item. Released value is typically offered without cost, but only provides for liability of 60 cents per pound per item damaged or lost.
The two coverage levels differ in this way: Let’s say that a mover damages a flat-screen television that weighs 60 pounds and costs $1,200 to replace. Under Full value protection, the mover either has to repair the t.v., replace it, or settle with cash for the cost of the repair or the replacement cost. Under the released value coverage, the movers’ liability is limited to 60 cents per pound for the item, or $36 ($0.60 x 60lbs).
3. Understand the mover’s dispute process. Most moves are smooth and event-free, but since any move can encounter difficulty, it’s good to understand your dispute options before the move occurs. If some of your household goods are missing or damaged upon arrival at your new home, be sure to file a claim with the mover within nine months of your move date. Should the mover fail to respond or fail (in your opinion) to adequately address your claim, you can submit a claim with the mover’s dispute settlement program. Details on this neutral claim settlement program can be found in paperwork supplied by your mover. If you encounter continued difficulty, you can file complaints on your mover with the FMCSA on their website.
LGI Homes is ready and waiting to help Texan newcomers settle into their new lives—lives in which the dream of homeownership has become a reality. For more information on our brand-new affordable homes, and our No Money Down financing, just stop by any of our Texas new homes communities or contact us with any questions you may have about whether or not an LGI Homes home is right for you.